The Life Insurance Corporation of India (LIC) is third in the world for insurance brands with a score of 88 out of 100 on the Brand Strength Index, according to Brand Finance Insurance 100 2025. PZU from Poland leads with a score of 94.4, followed by China Life Insurance at 93.5. Globally, LIC ranks 12th for brand value, while SBI Life is at 76th, making them the only Indian insurers in the top 100.
In 2025, the top 100 insurance brands saw a 9% increase in brand value due to better underwriting results, higher investment income, rising interest rates, and increased profitability. Market capitalisation for these brands also rose with growing demand for insurance products. Economic recovery, positive market sentiment, and strategic mergers, acquisitions, and technological advancements further boosted growth. Additionally, LIC’s standalone net profit surged by 17% year-on-year to Rs 11,056.47 crore in the December quarter, mainly driven by reduced management expenses, including lower employee-related costs.
On a consolidated basis, LIC’s net profit rose by 16% to Rs 11,009 crore from Rs 9,469 crore last year. Employee expenses fell by 30% to Rs 14,416 crore from Rs 18,194 crore, lowering the expense ratio by 231 bps to 12.97%. India’s insurance sector received a significant boost as Finance Minister Nirmala Sitharaman raised the FDI limit to 100% from 74% for the Budget 2025-26, part of comprehensive financial reforms.
The increased FDI limit for insurance companies will apply if they invest all premiums in India. The Finance Minister stated that foreign investment restrictions and requirements will be reassessed and streamlined.
Sources News From Various Digital Platforms, Websites, Journalists, And Agencies.
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